Friday, December 6, 2013

Circle Secretary will be visiting Guwahati for attending Central Working Committee Meeting to be held on 14-15 December 2013. He will start on 6th night and come back on 19th. For any matter requiring urgent attention, all are requested to contact Com.S.K.Vaishnav Circle President on Mob.9408187996.

Best Wishes to Com. Y.K.Joshi- Bhavnagar.

Com.Y.K.Joshi invited to join his marriage ceremony on 6th December. On behalf of all of us, I convey him best wishes for a very happy and ideal married life.

Thursday, November 7, 2013

DIVISIONAL UNION JUNAGADH SUBMITS MEMORANDUM TO PMG RAJKOT


ALL INDIA POSTAL EMPLOYEES UNION GROUP- C
NATIONAL UNION OF POSTAL EMPLOYEES GROUP-C
ALL INDIA POSTAL EMPLOYEES UNION POSTMEN & GR-D/MSE
NATIONAL UNION OF POSTAL EMPLOYEES   POSTMAN & GR-D
-------------------------------------------------------------------------------------------------------------------------------
No.JCA/Joint memorandum/PMG/2013                                                               dated:  06/11/13

JOINT MEMORANDUM ON
PROBLEMS, GROUND REALITIES AND FEELINGS OF STAFF OF JUNAGADH

1. The PMG Rajkot visiting Junagadh assembled an inspiring session with the staff on 6th Nov-2013 evening in which 1 hour long lecture was delivered on various expectations of Administration side from the staff.
As a matter of courtesy, counter points were not uttered publicly which are very crucial for serious hearing and remedial action by the administration side.
 Few vital points are mentioned below for positive response and taking care:
1. It is easy to place a target for opening 2000 net live accounts per day (!) but from no corner it is feasible considering present ratio and trend of public for choosing better option. It is very sad that local administration does not put real picture before higher administration. Under pressure, staff is opening their own accounts in the division in fraction amounts i.e. for opening of the account of Rs.5000 we are suppressed to open 500 accounts of 10 Rs. It is also against the policy of the ministry of finance Govt. of India. Similarly under pressure of the administration, we had to purchase the entire stock of the Flat rate boxes because it is not possible to sale even a single box to public. Similarl is the situation regarding MO videsh. It is therefore requested to consider ground realities and stop exploitation of the employees in this matter for the purpose of showing higher figures of business only. We may also mention here no SP/ASP/SDI is opening RD accounts or purchasing Flat rate boxes etc. even when other staff is pressurized for same. Such approach has developed psychological pressure and nervousness on the  mind of the employees.

2. On one hand there are so many expectation from staff as narrated above but the administration could not repair water cooler/RO system since last 6 months and above. Such basic amenities are not provided which results into ill health of the employees. Cash counting machine is out of order and irreparable since 2 months at HO but nobody takes care ignoring repeated representation and union items. Duplicate printing papers are also not provided. There is pitiful picture regarding maintenance of technological equipments. For example, one computer of Mendarda is not working since long, quotation for repairing also submitted but it is not considered since long. Quotations are submitted but antivirus is not being provided to the offices like Junagadh Mangnath road. UPS is not working in most of the offices of entire division like Junagadh Udyognagar,Junagadh Mangnath road.( Quotation for purchasing battery submitter since last 6 months). Most of the printers are not working in entire division. It is also ridiculous that previously SP was not ready to approve to purchase mouse and asked to manage with arrow key. Even for purchase of Ribbon @Rs.30/-,  bill is not sanctioned. Department is being fully computerized, huge funds are allotted by the government but such a position in the era of total computerization is shocking.

3. The administration is pressing for second delivery at Junagadh azad chowk PO. This is absolutely excessive and unworkable pressure. For the first delivery itself, the postmen staff leaves the offices at about 11:30 a.m. against scheduled time of  delivery at 10:00 a.m.  because of very heavy receipt of EMOs, Speed posts, Registers etc. it takes a lots of time even in sorting work because of abolition of one post of sorting postman. Moreover it takes huge time for preparation of delivery slip etc. and handing over amounts to the postman staff. As a matter of fact the delivery staff returns back at office at about 16:30 to 17:00 PM because they are also under pressure 100% delivery. In such situation second delivery of the article received at 12:30 is not possible even by attaching 2 or 3 extra staff. Because Junagadh is very big city and  normally 400 and 500 article are received which cannot be delivered unless the concerned staff works till night hours. On other hand administration should also consider acute shortage of staff. It is very pertinent to consider very heavy shortage of staff in PA cadre. For example 25 PAs are working against sanctioned strength of 45 at Junagadh HO. We don’t need to narrate difficulties of operative staff because the administration is prudent to recognize problems but we are sorry because of closed eyes and deaf ears of the administration. It is asked to complete the transactions in five minutes. There were six counters of SB which were minimized only 2 counters by one ASP giving oral instruction. ASPos staff used to visit Junagadh HO every now and then ( 4 times in a day) giving oral instructions in several matters, making direct dialogues with subordinate staff and humiliating anyone at anytime to set the situation according to his own whims. When the staff is doing work till late hours, it cannot be expected that they can go to the market to achieve the targets. Moreover it should be understood that even an animal yearns respect and good behavior. Pressure and threatens will not serve any purpose.

4. The post of Head treasurer and ATR stamp is vacant since long, union item was also taken but it was closed by administration by giving the reason that such matter is purely administrative. Almost all three posts of APM.1 and Accountants.2 are vacant at HO and one qualified official is working at DO. We frequently urged to post qualified official at HO but it was not considered so far. It was requested to send qualified accountant from DO to HO as and when difficulty is there regarding Pay fixation, Audit Para or technological problems. The administration agreed orally but the ASP always personally came and took away qualified accountant to DO leaving work incomplete at HO. We urge posting of qualified hand to HO from DO.
Please do not misinterpret us. We are always working hard. We never generate unconstructive atmosphere amongst staff. We have to communicate realities because nobody is throwing light on ground realities due to frustration and fear of being insulted/ humiliated. We just intend to convey the real scenario of the problems and feeling of the staff very honestly, clearly and at the right time urging remedial action and realistic approach.

Divisional Secretary                            Divisional Secretary
AIPEU P-3.                                           NUPE P-3
Junagadh Division                               Junagadh Division


Divisional Secretary                            Divisional Secretary
AIPEU P-4                                            NUPE P-4
Junagadh Division                               Junagadh Division



To,
The Post Master General
 Rajkot Region Rajkot-360001
 Camp at Junagadh-362001
-with a request to grant meeting with union representatives to discuss staff problems.

Copy to :-

1. Supdt of Post offices
    Junagadh Division
    Junagadh-362001

-He is requested to fix the time for the meeting with the PMG Rajkot with the union representatives.

2. Press

3. O/c.
     




Monday, November 4, 2013


HAPPY NEW YEAR

AIPE UNION GUJARAT CIRCLE CONVEYS BEST WISHES FOR A HAPPY AND PROSPEROUS NEW YEAR.

MAY THE LIFE BE SIGNIFICANT, KIND,  GENEROUS, ACOMMODATING EVERYONE AND FULL OF PEACE & SATISFACTION.

LET US BE UNITED AND STRONG TO STRUGGLE AGAINST INJUSTICE, DISCRIMINATION AND CORRUPTION.


LET US ALSO INTROSPECT OURSELVES AND BE READY ALSO FOR CORRECTION OF OUR OWN ATTITUDE AND STRATEGIES. 

Thursday, October 31, 2013

SAD NEWS : 
COM. M.G.DULERA'S FATHER PASSED AWAY

Father of Com. Dulera (Circle FS) passed away on 26th October at Ahmedabad.

We pay homage to the holy soul and pray God for eternal peace.

Saturday, October 5, 2013

GRANT OF DEARNESS RELIEF TO CENTRAL GOVERNMENT PENSIONERS/FAMILY PENSIONERS – REVISED RATE EFFECTIVE FROM 1.7.2013. (Click the link below for details)

PRODUCTIVITY LINKED BONUS FOR THE ACCOUNTING YEAR 2012-2013


File No. 26-04/2013-PAP
Government of India
Ministry of Communications & IT
Department of Posts
(Establishment Division)
Dak Bhawan,Sansad Marg,
New Delhi-110 001
Dated 4 th October, 2013
  1. All Chief Postmasters General,
  2. All Postmasters General
  3. Deputy Director General (PAF), Postal Dte.
  4. All General Managers (Finance)
  5. Directors/Deputy Directors of Accounts (Postal)
  6. Director, RAKNPA/ Directors of All PTCs.
Subject:- Productivity Linked Bonus for the Accounting year 2012-2013.
Sir/Madam,
                   I am directed to convey the sanction of the President of India for payment of Productivity Linked Bonus for the accounting year 2012-2013 equivalent of emoluments of 60 (Sixty) days to the employees of Department of Posts in Group `D`/ MTS, Group `C` and non Gazetted Group `B`. Ex-gratia payment of Bonus to Gramin Dak Sevaks who are regularly appointed after observing all appointment formalities and adhoc payment of Bonus to Casual labourers who have been conferred Temporary Status are also to be paid equivalent to allowances/wages respectively for 60 (sixty) Days for the same period/year.
            1.1        The calculation for the purpose of payment of Bonus under each category will be done as indicated in the paras below.
                  2.          REGULAR EMPLOYEES:
2.1       Bonus will be calculated on the basis of the following formula:-
                                                Average emoluments X Number of days of Bonus
                                                                  30.4(Average no. of days in a month)
2.2 The term “Emoluments” for regular Departmental Employees includes basic Pay in the pay Band plus Grade Pay, Dearness Pay, Personal Pay, Special Pay (Allowances), S.B. Allowance, Deputation (Duty ) Allowance, Dearness Allowance and Training Allowance given to Faculty Members in Training Institutes. In case of drawl of salary  exceeding Rs.3500/- (Rs. Three Thousand Five hundred only) in any month during the accounting year 2012-13 the Emoluments shall be restricted to Rs.3500/- (Rs. Three Thousand Five hundred only) per month only.
2.3 “ Average Emoluments” for regular Employees is arrived at by dividing by twelve ,the total salary drawn during the year 2012-13 for the period from 1.4.2012 to 31.3.2013, by restricting each month’s salary to Rs.3500/- (Rs. Three Thousand Five hundred only) per month. However, for the periods  of EOL and dies-non in a given month ,proportionate deduction is required to be made from the ceiling limit of  Rs.3500/- (Rs. Three Thousand Five hundred only).
2.4 In case of those  employees who were under suspension, or on whom dies-non was imposed ,or both, during the accounting year, the clarificatory order issued vide Paras 1 & 3 respectively of this office order No. 26-8/80-PAP (Pt-I) dated 11.6.81 and No. 26-4/87-PAP (Pt.II) dated 8.2.88 will apply.
2.5              Those employees who have  resigned, retired, left service or proceeded on deputation within the Department of Posts or those who have proceeded on deputation outside the Department of Posts on or after 1.4.2012 will also be entitled to Bonus. In case of all such employees, the Bonus admissible will be as per provisions of Para 2.1 to 2.3 above.
            3.             GRAMIN DAK SEVAKS (GDS)
3.1  In respect of Gramin Dak Sevaks who were on duty through out the year during 2012-2013, Average monthly Time Related Continuity Allowance will be calculated taking into account the Time Related Continuity Allowance (TRCA) plus corresponding Dearness Allowance drawn by them for the period from 1.4.2012 to 31.3.2013 divided by 12 (Twelve). However, where the Time Related Continuity Allowance exceeds Rs 3500/- (Rs.Three Thousand Five hundred only) in any month during this period. the allowances will be restricted to  Rs 3500/- (Rs. Three Thousand Five hundred only) per month. Ex-gratia payment of Bonus may be calculated by applying the Bonus formula as mentioned below:-
                                          Average TRCA  X  Number of days of Bonus
                                                     30.4 (Average no. of days in a month)
        3.2      The allowances drawn by a substitute will not be counted towards Bonus calculation for either the substitute or the incumbent Gramin  Dak Sevaks. In respect of those Gramin Dak Sevaks who were appointed in short term vacancies in Postman/Group `D` Cadre, the clarificatory orders issued vide Directorate letter No. 26-6/89-PAP dated 6.2.1990 and No.  26-7/90-PAP dated 4.7.91 will apply.
        3.3      If a Gramin Dak Sevak has been on duty for a part of the year by way of a fresh appointment, or for having been put off duty, or for having left service, he will be paid proportionate ex-gratia Bonus calculated by applying the procedure prescribed in Para 3.
        3.4        Those Gramin Dak Sevaks who have resigned, discharged or left service on or after 1.4.2012 will also be entitled to proportionate ex-gratia Bonus. In case of all such Gramin Dak Sevaks, the Ex-gratia Bonus admissible will be as per provisions of Para 3.1 above.
        3.5      In case of those Gramin Dak Sevaks who were under put off, or on whom dies non was imposed, or both, during the accounting year ,the clarificatory orders issued vide Para 1 & 3 respectively of this office order No. 26-8/80-PAP (Pt I) dated 11.6.81 and No. 26-4/87-PAP (Pt II) dated 8.2.1988 will apply.
            4.         FULL TIME CASUAL LABOURERS INCLUDING TEMPORARY STATUS CASUAL LABOURERS)
4.1       Full Time Casual Labourers (including Temporary Status Casual Labourers ) who worked for 8 hours a day, for at least 240 days in a year for three consecutive years or more (206 days in each year for three years or more in case of offices observing 5 days a week) as on 31.3.2013 will be paid ad-hoc Bonus on notional monthly wages of Rs.1200/- (Rupees Twelve Hundred only)
 
                                          The maximum ad-hoc Bonus will be calculated as below:-
                                    (Notional monthly wages of Rs.1200) X (Number of days of Bonus)
                                                            30.4 (average no. of days in a month)
                        Accordingly, the rate of Bonus per day will work out as indicated below:_
                                                            Maximum ad-hoc Bonus for the year
                                                                                       365
            The above rate of Bonus per day may be applied to the number of days for which the services of such casual labourers had been utilized during the period from 1.4.2012 to 31.3.2013. In case where the actual wages in any month fall below Rs. 1200/-  during the period 1.4.2012 to 31.3.2013 the actual monthly wages drawn should be taken into account to arrive at the actual ad-hoc Bonus due in such cases.
5.         The amount of Bonus /Ex gratia payment /Adhoc Bonus payable under this order will be rounded to the nearest rupee. The payment of Productivity Linked Bonus as well as the ex-gratia payment and ad-hoc payment will be chargeable to the Head `Salaries` under the relevant Sub –Head of account to which the pay and allowances of the staff are debited. The payment will be met from the sanctioned grant for the year 2013-2014.
6.         After payment, the total expenditure incurred and the number of employees paid  may be ascertained from all units by Circles  and consolidated figures be intimated to the Budget Section of the Department of Posts. The Budget Section will furnish consolidated information to PAP Section about the total amount of Bonus paid and the total number of employees (category-wise) to whom it was disbursedS for the Department as a whole.
            7.                  This issue with the concurrence of Integrated Finance Wing vide their diary No. 156/FA/13/CS dated .4th October, 2013
           
            8.                  Receipt of this letter may be acknowledged
                                                         
                                                          sd-
(SHANKAR PRASAD)
Assistant Director General (Estt)

Wednesday, September 25, 2013

GDS BONUS SEELING WILL BE RAISED TO 3500....SURE

Today morning Secretary Posts informed Com. M Krishnan, Secretary General NFPE over phone that Cabinet has approved the GDS Bonus ceiling enhancement to Rs 3500/-.  Order will be issued soon.

GREEN SIGNAL TO 7TH PAY COMMISSION BY PM


Thursday, September 19, 2013

Government may approve 10% DA hike on Friday, to benefit 80 lakh people


Dear Comrades,
It is not fair to need to remind each division for all the time for clearance of Quota to higher ups.

I have received repeated request from Com.R.N.Parashar that Quota is not received regularly by NFPE from divisions of Gujarat Circle. This is not worthy to hear that we are slack in remittance of quota though we receive regular payment from DDOs. We should remit regular Quota to NFPE, CHQ and Circle.

Circle union is also facing financial crises. All DS are requested to take the matter of remittance of quota very seriously and ensure that all outstanding quota is cleared within this week itself.

Quota of Circle Union may directly deposited in bank account in consultation with Circle Secretary or Finance Secretary.

The allocation of Quota upto 30.6.13 will be on old rates and from July onward on on new rates as per revision of subscription @ Rs.50/-.

                                   Up to 30.06.13          From 01.07.13
Branch:                                14:50                         24.50
Circle:                                  08.00                         15.00
CHQ:                                   06.00                          08.00
NFPE:                                  01.50                         02.50
Total:                                    30.00                        50.00

Rashmin Purohit
CS
MOST URGENT / IMPORTANT
*  INDEFINITE STRIKE  *
STRIKE BALLOT - ENSURE IMPLEMENTATION
OF THE PROGRAMME AMONG THE
EMPLOYEES OF ALL AFFILIATED
ORGANISATIONS.
CONFEDERATION , AIRF, NFIR, AIDEF  AND OTHER  UNIONS HAVE  CALLED FOR STRIKE BALLOT  DEMANDING 7TH CPC, DA MERGER & 
OTHER 15 CHARTER OF DEMANDS. 
               As a final step before embarking upon a nation wide indefinite strike, Confederation of Central Govt. Employees & Workers has decided to conduct strike ballot on 2013 September 25,26 & 27th.  All affiliated organizations of the C.O.Cs should take initiative to make the programme cent percent success.  Sample Bllot paper and Appeal along with 15 point charter of demands are published in the Confederation website.

          On 25th, 26th and 27th September POLLING BOOTHS may be opened in the premises of offices at all centres and ballot boxes may be placed in the booth.  Each and every employee may be requested to cast their vote in the ballot paper by marking “YES” or “NO”.  It is secret ballot and hence name of the employee shall not be written in the ballot paper.  On completion of the voting, the boxes may be opened and votes counted by the office bearers of the affiliated organisations and C.O.Cs.  Total number of employees voted, number of votes in favour of indefinite strike (YES), Number of votes against indefinite strike (NO), Invalid votes etc. should be intimated to the Confederation CHQ through C.O.Cs on or before 28th September 2013 by email: (Email ID: mkrishnan6854@gmail.com and cockarnataka@hotmail.com).
               Intensive campaign among the employees should be conducted before the strike ballot by organising squad work, distributing pamplets, sample ballot papers, appeals, posters etc. and also by arranging meeting at all centres and offices.
               
ORGANISE! ORGANISE!! ORGANISE!!!

SAY YES TO STRIKE

10% INCREASE IN DA FROM JULY 2013 – CENTRAL GOVERNMENT EMPLOYEES DEARNESS ALLOWANCE FROM JULY 2013 CONFIRMED TO BE 90% – CPI FROM JULY-2012 TO JUNE 2013 RELEASED

AICPI-IW (All India Consumer Price Index applicable to Industrial Workers for the month of June 2013 has been released (Click here to get the AICPI for June-2013 ). CPI (IW) for June 2013 is 231. There is an increase of 3 points from the CPI for May 2013 which was 228, With this release of Consumer Price Index, we have all the data now to estimate the Dearnees Allowance eligibility to Central Government Employees and Pensioners with effect from July 2013.
This index gains significance as AICPI-IW from July-2012 to June-2013 will be required to calculate Central Government Employees DA from July 2013
AICPI (IW) for the period from July 2013 to April 2013
MonthAICPI-IW
Jul 2012212
Aug 2012214
Sep 2012215
Oct 2012217
Nov 2012218
Dec 2012219
Jan 2013221
Feb 2013223
Mar 2013224
Apr 2013226
May 2013228
Jun 2013231
Earlier we had predicted that there will be an increase of 10% from the present DA of 80%. There was also a remote possibility for increase in DA to 91% which is 11% from the present level of 80% when Cosumer Price Index for June 2013 increased to 237.
Now we know that CPI – IW for June is 231. Hence, 10% increase of DA for CentralGovernment Employees and Pensioners with effect from July 2013 is confirmed now. Please note that this is only an Arithmetical Calculation based on available Data released by Government from time to time. The actual increase of DA from July 2013 will be getting confirmed only if the Government formally issues orders for DA from July 2013 probably in the month of September or October 2013.
Here is an easy to use tool to calculate DA from All India Consumer Price Index – GConnect DA Calculator

DA CALCULATOR TO ESTIMATE CENTRAL GOVERNMENT EMPLOYEES DA FROM JULY 2013

Tuesday, September 3, 2013


IT-major Infosys, which bagged the India Post contract last year to upgrade the department’s technology framework for financial services, is in its final stages of providing a software solution for a hand-held device to be used by the postal network. The device will help it deliver an array of financial products directly to the consumers even in the most remote areas.
The hand-held technology device to be used by the postman will ensure last-mile connectivity for banking transactions of India Post across its over 1.5 lakh branches. The country's second largest IT-services exporter has already developed the necessary software and is waiting for the hardware partner to be finalised, which will be decided by the Department of Posts.
Talking to FE, CN Raghupathi, head, India business unit, Infosys, said, “The idea is to make India Post a modern bank where the postman becomes a banking correspondent where he can do banking transactions with the hand-held device.”
Infosys bagged the multi-year deal from Department of Posts in August, 2012, valued at around R700 crore to bring about a technological transformation. Under the deal, Infosys will implement its core banking solution, Finacle and McCamish insurance product, which will connect 150,000 post offices and cover 200 million customers with India Post's Financial Services System Integration plan.
The ambitious India Post 2012 vision has certain key objectives such as modernisation and computerisation of all post offices, development of robust software systems, creating data centres and deployment of rural information communication technology infrastructure in over 1.3 lakh
Source   :  Financial  Express 

Tuesday 3 September 2013

            NEW DELHI: There are no uniform rules for female employees in government departments and organizations and they are treated by varying yardsticks when it comes to essential benefits like maternity and child care leave (CCL). 
            
       Dismayed after finding that maternity leave can vary from 90 to 135 days, a Parliamentary panel has suggested that all government departments and organizations should ensure 180 days of leave for their women employees
            The panel found many organizations grant 90, 85 or 135 days of maternity leave. It has said child care leave (CCL) of 730 days must be granted with pay to women employees across the board in government.

            The committee was also distressed by the low presence of women employees in Government organizations. "It is disheartening to observe that it is significantly low...10.04% as per the 2012 census of Central Government employees," the panel said. The representation is particularly poor in semi-urban and rural areas. 

            The Standing Committee on Law, Personnel and Public Grievances on the 'status of women in government employment and in public sector undertakings' was unhappy that while a majority of the organizations do grant CCL, but they do so without pay. 
            For example, Mahanandi Coalfields Ltd gives CCL to female employees working as executives but not for non-executive category. In Cochin Shipyard Ltd, CCL is not granted since there is no specific direction from the department of public enterprises.

            The policy has been discontinued in Mormugao Port Trust even though CCL benefits have been extended to all civilian female industrial employees in government since September, 2008. But many women employees hesitate to avail the leave, if granted without pay.

            Introduction of "flexible timings" for female employees, especially young mothers, so that organizations can retain talent has been mooted by the committee headed by Congress MP Shantaram Naik as the panel found household responsibilities as a major reason for attrition among women employees. 
            The government has been asked to explore the policy on "staggered working hours" or "work at home" for female employees. The panel was informed that the recommendation of Sixth Pay Commission regarding staggered working hours was not accepted by the Government. 
            Single women should be given postings closest to their hometown or places of their choice, the panel said. "It should be mandatorily ensured," it said, adding that this "pertinent factor" should be kept in mind during allocation of postings by department heads.

            The provision for giving same station posting to couples may be given statutory backing, the panel recommended as it found the instruction is not always adhered to
            Women employees who travel beyond office hours should be provided with security and proper transport by the employer in order to ensure their safety, the Committee said. 

            The panel also noted that action taken on complaints of sexual harassment at workplace is "not satisfactory". It felt merely transferring a delinquent employee to a different branch or station is inadequate and strict disciplinary action is needed. "The punishment has to be deterrent for prospective offenders," the panel said. 
Source: http://timesofindia.indiatimes.com   (o1 Sep,2013)

            Cabinet is likely to approve GDS bonus ceiling for Rs.3500- in the ensuing meeting:
            
After clearance of the Department’s proposal of Rs.3500-  bonus ceiling to GDS by the Ministry of Finance during 3rd week of August, the process for cabinet approval has started and a note has been submitted by the Department to the Min. of Finance to submit for further approval in the Cabinet meeting. It may be expected in the ensuing meeting of the Cabinet.
            
Comrades,
           
 It is always an admitted fact that every time the GDS issues are resolved with the continuous efforts of NFPE & JCA and at times by Confederation, none can claim on their own or for their own. One can’t deny that the Committee (Shri Alok Saxena Committee) for reviewing the GDS bonus issue only after 12.12.12 one day strike.  It is the issue of 2.7 lakh Gramin Dak Sevaks and not limited to a section or a class which claims for their fancy. Information published or conversant to the members explicitly depends upon the context and source but not on the mere exposure. We are not interested to make it another issue to create confusion and things left to the diplomacy of the so called claimants.
           
 However, all details will be published on receipt of the information obviously.






What  is  the  present  rate  of  interest  for  SB  Accounts 



Whether  any  nomination  facility  is  available  for   Savings  Bank  Account  in  Post  Office 

Yes   Nomination  facility  is  available  for  all  individual  accounts   except  in Minor  accounts 



Whether  a  minor  can  open  a  saving  account    

Yes,  If  he  is  of  10 years  of  age   he  can  open  account  other  wise  guaridan  can  open   for  him       


Whether   Introduction  is  compulsory  for    Open  SB  account  

Yes  ,  Introduction  of  the  depositor  is  compulsory  for  Individual  accounts   unless  the  depositor  is  known  to  the  post  office  


Whether  there  is  any Limit  for deposit  in   SB  account  

From  01.10.2011   onwards  ,  there  will  be  no  limit  for  retaining balance   in  single  as  well  as  Joint  accounts 

What  is  the  minimum  balance   of cheque  account for  SB  account 

500/-


What  is  the  minimum  amount  of  deposit  in  RD account 

Rs  10/-


Whether   a  RD  account   can  be  continued   after  maturity  period 

Yes  it  can   be  continued   for a  further  period  of  five  years  from  date  of  maturity 


Then  what  is  the  rate  of  interest  of  matured  for  post  maturity  period   in  RD  accounts 

The  depositor  shall  be  entitled  to  a  simple  interest  at  the  rate  applicable  time  to  time to  PO savings  account  from  the  date  of  maturity   till  the  date  of  payment 


Whether  there  is  any  Premature  closure  is  allowed  for   Recurring  Deposit (RD) 

Yes  ,  Premature  closure  is  permitted  on  completion  of  three  years  from  the  date  of  Opening 
What  is  the  present  rate  of  interest  rate of   1,2,3,5  year  Time  Deposit (TD)   accounts 
For   1  and  2  Year    8.20 %   per annum   For  3 year     8.30 %  Per  annum  and  5 year    8.40 %  per  annum 
Whether  any  limit  is  exists   for  open  TD  accounts   in  case  of  no  of  accounts

No  ,  Any  number  of   TD  accounts   can  be  opened  
Whether any  facility  for transfer  annual interest of  TD  accounts  to  my  Savings  account 
Yes    Annual  interest can  be  automatically  credited   to  Savings  account 
What  is  the  rate  of  interest  allowed   at the  time  of  Post  maturity  for  TD  accounts
Post  maturity  interest  shall  be  allowed  at  SB  rate 
What  are  the  conditions  for  premature  closure   for   TD  accounts 

Premature  closure  of  the  account  is  permitted  on  some  conditions
In  case  of  premature  closure  TD  accounts  of  1,2,3 and  5  Years   accounts  . if  deposit   is  withdrawn  after  six  months  , but  before  the  expiry  of  one  year    from  the date  of  deposit   , simple  interest  at  the  rate  applicable  from  time  to  time  to  PO  savings  account  shall  be  payable 
           In  case  of  premature  closure  on  or  after  01.12.2011 ,  if  the  deposit is  withdrawn  after   expiry of  one  year  from  the  date  of  deposit  ,  interest  on    such  deposit  shall  be  calculated  at  the rate  , which  shall  be  one  percent  less  than  rate  specified  for  a  period  of  deposit  of  1 year,  2  years  and  3  years 
What  is  the  maturity  period  of  Monthly  income  Scheme  (MIS) 

The  maturity  period  of  MIS  on  or  after   01.12.2011
What  is  the  minimum  and  maximum  amount  for  open a MIS  account

Minimum  amount  of  deposit  is  Rs  1500 and  in  multiples  of  Rs  1500/-  Maximum  amount  is  Rs  4.5  Lakhs in  the  case  of  Single  account and  9 lakhs  in  the  case  of  Joint  account 

What  is  rate of  interst   for  MIS  accounts

From  01/04/2013   the  rate  of  interest  for  MIS  accounts  is  8.4 %  per  annum 
What  is  the  rate of  bonus which  is  applicable  for  MIS  account ?

No  Bonus  will  be  paid  for  the  accounts  opened  from  13/02/2006  to  07/12/2007
      
 5 %  Bonus  is  payable  for  the accounts  opened  on  or  after  08.12.2007.

 There  shall  be  no  bonus  admissible on  maturity  in  the  accounts  opened  on  or  after  01.12.2011
Whether    premature  closure  is  allowed   for  MIS  ,  If  so   then  what  are  the  conditions   for that  

Yes,  If  the account  is  closed  before  three  years   an  amount  equal  to  two  percent  of  the  deposit  shall  be  deducted  and  If  the  account  is closed  after  three  years an  amount  equal  to  one  percent  on  the  deposit   amount  shall  be  deducted  .
What  is  the  period  for   Senior    Citizens savings  scheme 
Five  Years 
Who  can  open  SCSS  account  ?

Any  individual  who  has  attained     the  age  of  60 years  on  the  date  of  opening  or  who  has  attained  the  age  of  55 years or  more  but  less  than  60 years  and  who  has  retired  on  superannuation  or  otherwise  on  the  date  of  opening  of  an  account under  these  rules  subject  to the condition  that  the  account  is  opened  by  such  individual  within  one  month  of  the  date  of  receipt of  the  retirement  benefits  along  with  a  certificate  from  the  employer  indicating  the  fact of  retirement  on  superannuation  or otherwise   ,  retirement  benefit  and  period  of  such employment  with  the  employer  is  attached  with  the  supplication form

Whether  the  joint  account  is  permitted  in  the  case  SCSS  account  ,  If  so  what is the  condition 

Yes  ,Joint  account  is  opened  with the  spouse  only  and  not  with  any  other  person  ,
In  the  case  of  joint  account    the  age of  first applicant  ie  depositor  is  the  only  factor  to  decide  the  eligibility  and  there  is  no   age bar/limit  for  second  applicant 


What  is  the  present  interest  rate  of  SCSS  account 

9.2 %  per  annum 

Whether  the  Premature  closure  is  allowed   in  SCSS  account   

Yes,  It  is  allowed  after one  year  from  the  date  of opening  
 After  one  year   and  before  2  years   from  the  date  of opening   Deduct  1.5  %  from  Depost  amount  If  the  account  is  closed  after  two  years  Dedcut    1  %  from  the  deposit